情景对话

Todd: Anita, I thought we would talk about money and investments.
托德：安妮塔，我们来谈谈钱和投资吧E4,jxi(,|h32u。
Anita: OK.
安妮塔：好HJD,xR,cPL7u7;F|^0x。
Todd: So, you're pretty young.
托德：你很年轻I^i*no+RAp*!0gFN~9C4。
Anita: Yes.
安妮塔：对R&lV[lFOonM9;。
Todd: And how old are you?
托德：你多大了？
Anita: I am 23.
安妮塔：我23岁YBWIrN,nyhWVypUy&。
Todd: 23, so that's very young. So as a young person, do you think about your future and saving and retirement?
托德：23岁，是很年轻ViJf,eCSkj_1-g!,。作为一个年轻人，你有考虑过未来、存款和退休吗？
Anita: I think about my immediate future. I'm not too worried about my retirement just yet, simply because I think you never know : will you retire? will you not retire? I mean, sometimes people get so caught up planning for retirement and saving money for retirement and they don't get to enjoy their life.
安妮塔：我有考虑过不久的将来U*=,7.S*1+^rudL7A。我现在并不是太担心退休问题，因为我不知道：会退休吗？还是不会退休？我的意思是，有时人们会被退休计划困住，只考虑为退休存钱而无法享受生活_vel.c,_Dkyv(z]&%JZ。
Todd: Right. But I think, like, I'm getting older. I'm 37 right, so...
托德：没错Te.P,i1h9_v。不过我认为，你看我的年纪越来越大，我今年已经37岁了，所以……
Anita: That's still young.
安妮塔：你仍然年轻dBt#5-=RS~9EF.u,zi;。
Todd: It's still fairly young, but I think everybody that's my age wishes we had started saving when we were your age.
托德：还算年轻，但是我认为在我这个年纪的人们会希望在你那么大时就开始存钱_3]8v^dVk8J。
Anita: I agree. I agree. I'm not thinking about retirement but I'm definitely thinking about my immediate future. What will I do after university? Because right now, I'm a graduate student. When I was an undergraduate, I never thought about saving. I just was worried about paying monthly bills, paying my rent, things like that, so I was worried about having enough money to pay the current expenses. I wasn't worried about savings, but now that I'm a graduate student and I'm about to finish my education, I have to think about what will I do after university. Where will I go? If I look for a job, maybe I will have to travel somewhere. Maybe there will be a period of time when I will not have a job, so that, yes, I am worried about, so right now I'm thinking about savings for that part of my life.
安妮塔：我同意，我同意这个观点b(1KSrfeNKeNX。我没有考虑过退休问题，不过我有考虑过不远的将来;;,#LPwIM]H。比如我大学毕业后要做什么？现在我是名研究生((IraZ=JHJ7(yMk6XVZ。我是本科生的时候，从来没有考虑过存钱dIDtL-MNQR&yjD_。我只是担心每个月要付的账单和租金，担心是否有足够的钱支付当前的开支=5L~Dp=%24D。我并没有为存钱烦恼，可是现在我是研究生，我马上就要完成学业，我要考虑毕业以后做什么;shAcA_l0&s]i1N!Q*SQ。我要去哪里？如果找工作，我可能要去其他的地方||,O[rl1T38pMb6。也许会有一段时间我找不到工作，我现在在担心这些，所以现在我在考虑为我的生活存钱EbeET+]iR6FF^K1+n_。
Todd: Now, Anita, you're married, correct?
托德：安妮塔，你结婚了，对吗？
Anita: Yes.
安妮塔：对#[V57TN%o5。
Todd: So is finances something that you normally talk with your husband or is it something that you still are used to doing separately and independently?
托德：那你是经常和丈夫商量财政问题还是你更习惯经济独立？
Anita: No, no, no. We have joint accounts. Any financial things we discuss.
安妮塔：不，不是，不是这样的owF-2fo,&cmqGCZZ,3[d。我们有共同帐户8y+&Ko~LQ)L(lr,1%9O。任何财政问题我们都会一起商量cOz=rI~fmNr2Sdm1D~。
Todd: Right, yeah, cause I think especially with marriage, that's probably always one of the main things is money.
托德：好，我认为婚姻关系中，最主要的一个问题可能就是钱hfUgk9)(Oa2oz7Cpj2PK。
Anita: You see, for me personally, I don't think how I could... I cannot imagine that I would be married to somebody and have two separate bank accounts: one for him and one for me. I don't think that would work for me personally.
安妮塔：就我个人来说，我并不认为我……我无法想象我结婚后还和丈夫用两个帐户：他一个，我一个!u,1]oz@DuT!;XDWw36P。就我个人而言我认为这不可行D_EwO^9P,H。
Todd: Yeah, it does actually sound strange.
托德：对，听起来是有些奇怪p9HZnIFc*AaQdUFp。
Anita: Because then, think about it, if you go for dinner with your husband, who pays?
安妮塔：你想想看，如果你和丈夫一起吃晚餐，那谁付钱？
Todd: Right.
托德：对!.9ZFYnl[VJy。
Anita: And if it's him paying all the time, well that's not fair towards him, so I think once you're in the marriage together, once you're doing everything together, you might as well be saving and spending together as well.
安妮塔：如果总是他买单，对他来说并不公平，所以我认为两个人结婚以后，一起生活以后，最好还是一起存钱一起承担开支y*o!sCEb;(。
Todd: You're right. That makes perfect sense, but I think in the U.S. nowadays it's common now for couples to have separate checking accounts.
托德：你说的对qIz7(Y[r6|uwLE;B。这很有道理，不过现在在美国，夫妻有独立帐户的情况很普遍O(@-yI&vVPt。
Anita: It is and, even my parents had that for awhile. I personally don't like it because to me it seems like a back door. If somebody had two accounts and they're married to me it's a way of saying, "I love you and I'm married to you, but just in case something happens to us, I've got my own account to depend on.
安妮塔：的确是，我父母有一段时间就是这样YAnw27i162c-c4x!nCz。不过我个人不喜欢这样，对我来说，这就像留了后路一样0Mob8eQ;X,*90。如果有人有两个帐户，他和我结婚就好像在说：我爱你，所以我和你结婚，但是以防我们之间会出现问题，我要留下我的个人帐户k6N@jB!bYyX3。
Todd: Great point.
托德：这个观点很好QPGooTLUZz1aK。
Anita: And to me, personally, I will do my upmost best for my relationship not to get to that point, so because I am not even taking that into consideration, I'm not acting that way right now.
安妮塔：就我个人来说，我会尽最大努力使我的婚姻不会走到那一步，因为我甚至都没有考虑过这个问题，我也并没有那样做L8O^rx@f2_7Ix^M。
Todd: Well said.
托德：说的好E_qyM^5T=^w*asm3X。

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重点讲解

重点讲解：
1. be about to do sth. 即将（做…）的；快要（发生…）的；
例句：Iwas about togo out when he called on me.
当他来访时，我正要外出%,Qr2NKgjE!@K+。
2. be used to doing sth. 习惯于；
例句：Iwas used tohim messing up the kitchen.
我对他把厨房弄脏已经习惯了.A1;yLw0Yjau1ie3fM9。
3. all the time 一直；始终；
例句：Ray was very giggly and jokingall the time.
蕾特别喜欢咯咯地笑，而且总是爱开玩笑pmNCh(9,TCr1Ne9Xe]。
4. might as well 只好（做）；（做…）也无妨；
例句：Business is terrible Imight as wellpack up.
生意很不好做——我还是关门算了~O=DuCKXu9。
5. make sense 可以理解；讲得通；
例句：Grandmother's advice alwaysmade sense.
祖母的劝告永远言之有理cnh8^4jvnJdDP^。
6. just in case 以备；以防；免得；
例句：Extra boiling water should be kept at handjust in caseit is needed.
身边应多准备一些开水，以备不时之需j(T%4R(%XHGZDu+)fzpO。
7. happen to （尤指不愉快的事）发生（在…身上）；（某人）遭到；遇到；
例句：'d hate anything tohappen tohim.
但愿他平安无事@_T@v@N#CR。
8. take into consideration 考虑到；顾及；
例句：Time factor is what we must firsttake into consideration.
时间因素是我们必须首先考虑的&#BX0mR&qn3Jg。