经济学人:非洲的资金流转 转账市场(2)
日期:2017-07-12 07:45

(单词翻译:单击)

中英文本

In central Lusaka, Misozi Mkandawire presides over an empire of kiosks.
在卢萨卡中心,Misozi Mkandawire 管理一家大型售货亭。
She started with Zoona while at college.
她在大学时就在Zoona开始做了。
Her profits can now reach 50,000 kwacha ($5,200) a month.
她的收益现在可达每月5万克瓦查(5200美元)。
That is exceptional.
这是一个特例。
Last year the average agent made $548 in monthly commission, before costs.
去年平均每个代理在去除成本之前,每月的佣金只有548美元。

非洲的转账市场2.jpg


Globally, nearly half of mobile-money agents have not processed a transaction for a month; 97% of Zoona agents do so every day.
从全球范围来看,几乎有一半的移动货币代理商一个月内都达不成一个交易;但在Zoona每天都有97%的代理商达成交易。
The right location helps.
地利相助。
Zoona puts its lime-green booths in canny places, like markets, bus stations and even a hospital.
Zoona 机智地把它石灰绿的货摊放在像市场,公交站,甚至医院这样的地方。
They are often flanked by booths for Airtel and MTN, two phone companies offering similar services.
他们货摊两侧还经常有Airtel a和 MTN这两家提供相似业务的电话公司的货摊。
Zoona is not the cheapest—the sender pays about 10% on small transactions—but competes on coverage and reliability: for example, ensuring its agents have enough float to cash large amounts.
Zoona 并不是最便宜的—寄件人在一项小笔交易中要付10% 费用— 但是以其覆盖率和可信度取胜:比如,保证他的代理有充足的备用零钱来兑换大量现金。
Last year Zoona raised $15m from investors.
去年,Zoona 从投资者哪里筹到了1500万美元。
Its outlets now dot streets in Malawi and Mozambique, and it has plans for the Democratic Republic of Congo.
它的经销店现在遍布马拉维和莫桑比克的街道,它还计划在刚果民主共和国开店。
Such “third-party” operators are also thriving elsewhere: Wari, in Senegal, is not just competing with phone companies, but buying one.
这种“第三方”经营公司也在各处大量发展:在塞内加尔的瓦里并不仅仅用电话公司竞争,还买了一家。
In most places mobile giants and a few banks still dominate, but maybe not for ever.
大多数地方,电话巨头和银行仍然占主导,但是可能再也不会了。

考研英语时事阅读

重点讲解

1.bus stations 公交站

例句:Airports, railway stations and long-distance bus stations are crowded with home returnees.
机场,火车站和长途汽车站挤满了回家的人们。


2.not for ever 不会永久

例句:I do not believe that it is not for ever, just once, so why should we believe?
我不相信,也不求天长地久,只求曾经拥有,为什么要相信呢?

3.small transactions 小额交易

例句:As a tool and channel of payment, Mobile phones can realize small payment transactions.
手机支付是以手机作为支付工具和渠道,同时手机可以实现小额支付交易。

4.competing with 与...竞争

例句:Mike's company is competing with mine for the market share.
麦克的公司正在和我公司竞争市场份额。

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重点单词
  • channeln. 通道,频道,(消息)渠道,海峡,方法 vt. 引导
  • exceptionaladj. 例外的,异常的,特别的,杰出的
  • democraticadj. 民主的,大众的,平等的
  • dominatev. 支配,占优势,俯视
  • paymentn. 支付,付款,报偿,报应
  • reliabilityn. 可靠性
  • commissionn. 委员会,委托,委任,佣金,犯罪 vt. 委任,委托
  • thrivingadj. 旺盛的;蒸蒸日上的;繁荣的 v. 兴旺(thr
  • cannyadj. 精明的,谨慎的,节俭的 adv. 仔细地
  • transactionn. 交易,处理,办理,事务 (复)transactio