For:

正方辩词：

Buying a house on mortgage is a feasible option.
按揭买房是一个很不错的选择。

Housing prices are keeping rising, especially in many parts of the country. Hesitating to buy a house means that you will never afford to buy you own house in the future. Nowadays the interest rates are pretty much lower. Nobody knows whether this favorable financial policy will be changed or not. Most people have the strong desire to settle down. For those people who have strong career stability and can afford to pay the monthly mortgage, buying a house on mortgage is a feasible option.

现在全国大部分城市的房价都在不断的上涨，犹豫着不买房就意味着你以后再也买不起房子。现在银行利率还不算高，未来几年银行还会不会提供这种优惠政策，谁也不清楚。毕竟每个人都希望有个安定的住所。对于那些有稳定工作，有能力承担月供的人来说，按揭买房是一个很不错的选择。

Against:

反方辩词：

Don't be a mortgage slave.
千万不能做房奴。

Don't be a mortgage slave. The housing price is so high that life is hard for most people who earn just enough to pay their mortgage. They will take a very heavy financial burden, as they have to pay their mortgage monthly. The costs for buying a house could add up to about 6% of the sale price, or roughly two or three years' worth of rents. Renting a house makes it possible to lead a comfortable life.

千万不能做房奴。现在房价如此高，绝大部分的工薪阶层的薪水只够付月供，他们的生活非常得艰难。每月支付月供对他们来说无疑是沉重的负担。更何况购置房产的其他费用加起来就要达到房产总价值的6%，这笔费用完全可以用来支付两三年的租房费用。租房子可以使你的生活很惬意。