For:

正方辩词：

What I pursue is the life quality!
我追求的是生活品质!

In my opinion, money is the tool to pursue happiness rather than happiness itself. What's more, in old times, what people cared for was the quantity of food and clothes. As a result, people spent less and saved more for a rainy day. But, now, our life is becoming better and better. We do not need to worry about the basic necessities. Therefore, my salary should be spent on improving my life quality.

我认为，金钱是追求幸福的工具，而并非幸福本身。在过去，人们关注的是吃饱穿暖的问题，为此，人们省吃俭用以备不时之需。但是，如今，人们的生活水平越来越高，我们不需要担心基本的吃穿问题。因此，我们努力赚钱的目的就是要不断提高自身的生活水平。

Against:

反方辩词：

Saving money for a rainy day!
节省金钱是未雨绸缪!

I think our life is full of uncertainty. We may suffer serious disease one day. We may encounter an accident out of our expectations. Therefore, we should be prepared for our future life. If we only care for the luxury goods and pursue so-called "life quality", we will be in great trouble some day.

我认为生活中充满了太多不确定性，说不定哪一天我们就会遭遇一场严重疾病。任何预想不到的事我们都可能碰上，因此，我们应当为以后这些不确定因素做好准备。如果我们只一味地购买奢侈品，追求所谓的"高质量生活"，总有一天我们会陷入大麻烦中。