WOMAN: And will there be any other named drivers?

MAN: Just the one...

WOMAN: And his name?

MAN: Simon Paynter.

WOMAN: Could you spell the surname please?

MAN: P-A-Y-N-T-E-R.

WOMAN: OK thank you...And what relationship is he to you?

MAN: He's my brother-in-law.

WOMAN: And what will you or Mr Paynter be using the car for?

MAN: Well...mainly for social use...

WOMAN: Social use(murmuring).Will you be using it to travel to work?

MAN: Yes...sometimes.

WOMAN: ...Anything else?

MAN: No.That's it...

WOMAN: And finally...when would you like to start the insurance?

MAN: I'll need it from the 31st of January.

WOMAN: Right...Mr Jones...I'm getting a couple of quotes coming up on the computer now...and the best bet looks like being with a company called Red Flag.

MAN: Yeah.

WOMAN: And that comes out at $450 per year...

MAN: Well...that seems OK...it's quite a bit lower than I've been paying up to now...

WOMAN: Great...so would you like me to go ahead with that?

MAN: Sure...why not?

WOMAN: How would you like to pay?