(单词翻译:单击)
Even though car prices are coming down because the market's stabilizing, surprisingly, auto insurance prices are going to go way up.
因为市场的逐渐稳定，汽车价格正在下降，但惊人的是，汽车保险价格将大幅上涨。
Your car insurance price is going to finally catch up with inflation.
你的汽车保险价格最终会追上通胀。
All the prices of everything related to car repairs and accidents have all risen.
所有与汽车维修和事故相关的东西都涨价了。
Auto parts were difficult to find because of the supply chain issues and the labor shortage made repairs more expensive as well.
由于供应链问题，汽车零部件很难获得，劳动力短缺也增加了汽车维修的成本。
Auto insurers have actually lost money and so now they're looking to regain that.
汽车保险公司实际上已经在赔钱了，所以他们现在正想办法挽回损失。
They've been raising prices, but now they're going to continue raising prices through 2023 at least, to try to make some of that back, get back to at least breakeven.
汽车保险公司一直在提价，至少在2023年内还会继续提价，以此来弥补亏损，至少盈亏平衡。
There was a research report that said car insurance rates can increase by about 8.4% across the U.S. this year.
一份研究报告称，今年美国各地的汽车保险费率可能会上涨约8.4%。
So that's kind of the average, but it's still the largest rate increase they've seen in six years.
这算是平均增长，但仍是六年来增长幅度最大的一次。
Auto insurance is something that's regulated state by state.
汽车保险是由各州独立监管的。
If you live in a bigger city with more crowded roads, your premiums might be higher.
如果你居住在道路更拥挤的大城市，保费可能会更高。
So for example, New Yorkers spend the highest percentage of their income on car insurance. They spend just over 5% of their income on average on car insurance.
例如来说，纽约人花费在汽车保险上的金额占收入的比例全国最高，略超过5%。
Then other places such as Maine, they're paying 1.03% of their income on car insurance.
而其他地区，例如缅因州，汽车保险的费用占收入的1.03%。
That's the smallest in the country.
是全国最低的。
They should be aware that they're going to have to pay more for their auto insurance this year and probably budget for that.
人们应该意识到，他们今年要在汽车保险上花更多钱，可能还要为此留出预算。
And importantly, they should really check their coverage to make sure that they are sufficiently covered.
而且重要的是，人们应该仔细检查他们的保险项目，以确保他们能够获得足够的保险。
Because just because your auto insurance price goes up doesn't mean that your coverage has moved up with it.
因为汽车保险价格上涨并不意味着保险项目也会随之增加。
