Americans and their personal finances are at the very top of the list.

美国人的个人财务状况是今年最大的问题QbMD-fBtS^t。

And you know, it reflects in a lot of the stories that many of our readers read.

这反映在我们许多读者读到的故事中f32gS%q(Ub2@7~[BIjQ。

Obviously you can't talk about 2022 and money without talking about inflation.

显然，只要谈到2022年和货币问题，就一定会说到通胀ujSoyaR8=2_b。

I think that was one of the biggest issues throughout the year.

我认为这是今年最大的问题之一-sWYTKz%Lh。

It affected millions of Americans in so many different ways, whether you're going to the grocery store, whether you're going to get gas.

无论是去杂货店，还是去买汽油，数以百万计的美国人都受到了不同形式的影响r8t[q.6VjY.R(RY%SQ|。

Another key issue that popped up this year was the student loan debt forgiveness plan that President Biden introduced.

今年出现的另一个关键问题是拜登总统提出的学生贷款债务减免计划Loyq;,Z@K;U]64@w4。

And there's still that whole process of sorting out whether that is actually going to come to fruition.

还需要一个完整的过程来判断这个计划是否真的有效8mN8-BYSmxpia[GJgEI。

And also we seen layoffs as well.

还有裁员问题n9+;1,2#u6RBskJmWn-,。

You know, layoffs have permeated throughout multiple businesses.

很多企业都开始裁员kg&aXvri+oF3hD3fF。

And you know, again another area where a lot of people have been impacted.

有许多人因此受到影响KKD3_XLeA)0yLtPxEt#。

You know, the stories that resonated most with our readers were ones that had direct impact.

最能引起读者共鸣的是人们切实感受到的事情LXa8ZrL@H7O8Q80J^VY。

Gas prices surging, that was a huge thing over the summer, really taking a toll on many Americans' pocketbooks.

汽油价格飙升的问题在整个夏天都很严重，很多美国人为此花了很多钱K*UbhpIVTsHl。

You know, Americans impacted by layoffs, not just losing their jobs themselves, but then also just that fear of potentially losing their job.

美国人受到裁员的影响，有些人失去了自己的工作，有些人担心可能会失去工作St%.-NH1hP。

And that takes a toll.

这都会产生影响pZhbA=x1#8b2xUX73。

So, you know, we've really seen Americans focus in on their finances and how a lot of the decisions that we're seeing being made in Washington affects them.

所以，我们确实看到美国人在关注他们的财务状况，以及美国政府做出的许多决定对他们的影响s9+V__PGAQY6。

Americans are very concerned, and this is where a lot of the worries about recession have come into play because, you know, as layoff fears linger as inflation lingers, Americans are gonna be spending less.

美国人非常忧虑，对经济衰退的担忧开始出现，因为持续的通胀，对失业的不断担忧，导致美国人将会减少支出4%FfkBMklTwm8。

And we've also seen the Fed raising interest rates to curb inflation, and it sounds like that's going to continue as well.

我们还看到美联储提高利率以抑制通胀，似乎这种情况也将继续下去.dakGiehb8。

So it's really just kind of seeing in the next year whether the economy does eventually wind up in a recession.

因此，明年美国经济是否会最终陷入衰退还有待观察RHEvM@zwoOQZg]2)oo;。