China's top financial regulators set the maximum loan ratio for the purchase of new energy cars, part of efforts to encourage drivers to go green.
近日，我国主要金融监管机构对购买新能源汽车的最高贷款比例做出规定，这是鼓励驾车人购买环保汽车的的部分努力。
The maximum loan ratio for new energy cars is 5% higher than that for traditional cars, both for self-use and commercial-use, according to the announcement by the People's Bank of China and the China Banking Regulatory Commission.
根据中国人民银行和银监会发布的公告，自用和商用新能源车的最高贷款比例均比传统汽车的最高贷款比例高5%。
The maximum loan ratio for self-use new energy cars is 85%, and that for commercial-use is set at 75%.
自用和商用新能源汽车的最高贷款比例分别为85%和75%。

The maximum loan ratio for traditional cars is set at 80% for self-use and 70% for commercial-use, which remains unchanged compared to the previous rules introduced in 2004.
自用和商用传统汽车的最高贷款比例分别为80%和70%，与2004年出台的原规定相比未出现变化。
The maximum loan ratio for used car purchases has been raised by 20% to 70%.
购买二手车的最高贷款比例提高了20%至70%。
The new rules will go into effect on Jan 1 next year. The financial regulators have released a slew of guidelines in recent years to boost the development of the new energy car industry.
新规将自明年1月1日起实施。近年来，该金融监管机构已经发布了一系列指导方针，以推动新能源汽车行业的发展。