A: I'm the Mortgage Advisor at this branch. You wanted a chat about housing loans?
我是这里的按揭顾问。您想谈谈住房贷款的事宜？
B: Yes, I've found a wonderful property I wish to buy. Unfortunately, I just don't have access to the cash.
是的，我已经找到了我想买的房子。遗憾的是，我没有可以使用的现金了。
A: I see. It's a problem most of us face. May I ask what the purchase price is?
我明白了。这正是我们大多数人遇到的问题。我想请问购房的价格是多少?
B: It's 600,000 RMB. But I've already put down 200,000 RMB, which is my absolute limit, so I'm looking for a loan of 400,000 RMB.
是600000元。但是，我已经付了200000元首付，这已经是我的全部家产；所以我想要贷款400000元。
A: So, you've already made a large initial deposit? That is good news. OK, let's have a look at your credit details and get this started.
这么说，您已经支付了一笔大额首付啦？这是一个好消息。好吧，让我们看看您的信用记录，然后开始办理。
B: I already have an account with you, so it should be pretty straight forward.
我在你们这里已经有一个账户了，所以应该很简单。
A: That is good, it should speed things up nicely.
好的，这样能使手续办得快很多。