对话原文
Unit 43 Openning an account(1)
第43课 开户头(1)
S: Good morning, sir. How may I help you?
接待员：早安，先生。需要什么帮忙吗？
C: I'd like to open an account.
顾客：我想开一个户头。
S: Certainly, sir. Would you like to open a time deposit savings account or a checking account?
接待员：好的，先生。您想开定期储蓄户头还是支票户头？
C: Actually, I'd like to open one of each, if that's possible.
顾客：事实上，如果可能的话，我想两种户头各开一个。
S: No problem, sir. What sort of time deposit account would you like to open?
接待员：没问题，先生。您想开哪种定期账户呢？
C: What are my choices?
顾客：我有哪些选择？
S: The minimum time period is three months. The longer the period, the higher the interest rate. If you withdraw your money before time is up, there are penalties. (to be continued)
接待员：最低的期限是3个月为一期。期限越长，利息越高。如果您在到期之前提钱的话就会被扣钱。（待续）

重点词汇
1．open an account 开户头
2．a time deposit savings account 定期储蓄户头
a savings account 储蓄户头
a checking account 支票户头
3. interest n．利息
interest rate 利率
4．withdraw vt．提取（钱）
deposit vt. 存人（钱）
例：I have to go by the bank to deposit some money.
（我得顺道去银行存钱。）
5．penalty n．惩罚；处罚