I need to stop at the bank to withdraw some cash. Why not just pay with your phone?

我需要去银行取点现金,G50-^xe-yb_M0|U。为什么不直接用手机支付呢？

Well, actually, I've stopped using online payments for the past three months now.

嗯，实际上，我已经三个月没有使用在线支付了Mo!*f]R,yqD%X5@j0_。

Stopped paying online? Oh, you must be worried that online payments aren't secure.

停止在线支付？哦，你肯定担心在线支付不安全-ps)YD!qNY2。

No, they are safe. But paying online is too convenient and I spent too much money on things l didn't need.

不，它们很安全qpgdF8^DGc|q)2。但是在线支付太方便了，我花了太多钱买了我不需要的东西0a2n6rQ-6aW。

Oh, impulse purchases can be an issue for me too. I've definitely bought clothes and shoes I didn't need because they were on sale, and paying with my phone was so easy.

哦，冲动购物对我来说也是一个问题YAxc~Xs-izZW=]。我确实买了一些我不需要的衣服和鞋子，因为它们在打折，用手机支付太容易了l~Vu)^wd[X#^@+HeR。

But I've found that if I review my spending every night, that keeps me from spending too much.

但我发现，如果我每晚检查我的支出，我就不会花太多钱M%XpcRIMxlIo-%6Pe-BL。

I tried that strategy, but it just didn't work, because I'd be busy studying all day.

我试过这个策略，但没用，因为我整天都在忙着学习so]d7^UlCS*。

Then, when I was tired and hungry, I'd use my phone to order food, like burgers and other junk, instead of going to the canteen, where I could get a healthier meal for half the price.

然后，当我又累又饿的时候，我会用手机点汉堡和其他垃圾食品，而不是去食堂，在那里我可以花一半的价钱吃到更健康的饭菜wdz5V3B|K~]u^。

Well, what do you do now then? It seems like you'd have the same problems with cash.

那么，你现在怎么办呢？看来你也会遇到同样的现金问题J~,a(rz~EGLf!5(。

I go to the bank once a week, and the rest of the time I keep my bank card at home, so I can't get more cash out. And I also have a notebook where I record my expenses.

我每周去银行一次，其余时间我都把银行卡放在家里，所以我不能取更多的现金rk@!oE#ZBtFsYr[o。我还有一个笔记本，用来记录我的开支(y|f*WUuo[b。

But what prevents you from just going to the bank and getting more money, if you want to buy something?

但是，如果你想买东西，是什么阻止你去银行取更多的钱呢？

The first month I did withdraw extra cash twice, but I felt guilty about it.

第一个月我确实取了两次额外的现金，但我对此感到内疚Y~T,JAm4k3EOI。

And after that I refused to spend more than what I had budgeted, and by now it's just a habit.

从那以后，我拒绝花超出预算的钱，现在养成了习惯s[XQ,M6-@+RDn=tzn8g。

Question 8. Why has the man stopped paying online for the last three months?

问题8. 男士过去三个月为什么停止使用在线支付？

Question 9. What problem does the woman say she may also have?

问题 9. 女士说她可能也有什么问题？

Question 10. What does the man say he could do at the canteen?

问题 10. 男士说他在食堂可以做什么？

Question 11. What is now just a habit for the man?

问题 11. 男士现在养成了什么习惯？