Lisa, why did you pay for you meal with cash instead of the payment apps on your phone?

丽莎，你吃饭为什么要用现金买单，不用手机上的支付软件呢？

Well, I've gone back to cash.

这个啊，因为我又用回现金了Q2A=_Qu%h2P57。

I'm only using payment apps if that's the only option.

只有在万不得已的情况下我才用支付软件9G#R(jNhpiv-5u@2。

I'm trying to save money for a new phone,

我正在为买新手机存钱，

and I find that using cash rather than payment apps helps me to save.

我发现，不用支付软件，用现金的话能帮我省钱z4bu|@Y~.Zw5&=csZ。

But how?

但是怎么省呢？

Money is money, isn't it?

钱就是钱，不是吗？

I don't think it matters whether you take it out to the bank and put it into wallet,

我觉得，不管是从银行把钱取出来放钱包里，

or simply transfer from your bank account to the sellers' bank account using an app.

还是用软件直接把钱从你的银行账户转给商家的银行账户都是一样的啊h,xyoQ%jUf3W[B~3^W。

No, I believe it does matter.

不，我觉得不一样JD%p)(b%2EK^VJja([。

It's a psychological phenomenon.

这个涉及一个心理方面的问题8L00o1K53w!*=kRl0Gx-。

I believe we have less connection with a value of our money, when we just tap the approve buttons on our phones.

我觉得，只需在手机上点一下同意按钮的话，我们对钱的价值的感知会变弱]EtN4NY_DS16@at。

You might have a point,

你说得似乎也有理，

since I stop carrying cash around, and start to using my phone apps to pay,

自从我不再随身携带现金，开始转用手机支付以后，

I may have developed a tendency to buy more small or non-essential items.

我可能已经养成了乱买很多非必需的小东西的习惯了Vy&8fT4AqoJ*VEuN,Y。

That's highly possible, think about the amount of time we spend with our phones in our hands,

很有可能，想想，我们有多少时间是随身带着手机的，

and all the things we do with our phones.

还有我们用手机做的各种事情3r-=^N=[w6jf。

It sometimes seems that our phone is buying the product for us, not ourselves.

有时候就感觉决定买某个产品的不是我们自己，而是我们的手机S2*(U[o2e(([sjDr,T。

So, cash is the payment affects our ability to budget?

那现金付款是会影响我们支出预算的能力是吗？

I believe so.

我觉得是pOpahk2Npl#6+%。

If we spend a hundred Yuan in cash,

如果我们花了一百块的现金，

we realize that we don't have that hundred Yuan to spend on something else.

我们就会意识到那一百块被花出去就没法再拿来买别的东西了!F#7H,-v)nPsPN3.+Qp4。

But if we spend in electronically, we're less likely to make that mental calculation.

但如果我们是以电子方式消费的，我们可能就不太会进行这种盘算J5C)ql=j7(2LS80R3FG。

I stopped using my credit card because I'm fond of spending excessively.

我停用信用卡就是因为我太喜欢过度消费了a(=Y[=RHkVv%~。

Perhaps I should take the same approach of paying using my phone.

也许手机支付这事儿我也应该这么做T70OqgDr@cz]#Bwp@Ge。

It's worth considering.

值得考虑l5S+M+P,Xv&wC|2@cF。

Questions 8 to 11 are based on the conversation you have just heard.

请根据刚才所听的新闻报道回答8-11题-RJ^A2i~#Z-。

Q8: Why did the woman decide to go back to cash for payment?

问题8：为什么这位女士决定用回现金支付？

Q9: what happens when people use apps for payment according to the woman?

问题9：根据这位女士的说法，人们使用APP进行支付时会发生什么？

Q10: what might the man tend to buy with payment apps?

问题10：这名男子可能倾向于用支付应用购买哪种类型的产品？

Q11: what does the man think of electronic payment?

问题11：这名男子对电子支付有什么看法？