（三）
　　what is the insurance premium？

　　保险费是多少？

　　The premium is to be calculated in this way.

　　保险费是这样计算的。

　　The total premium is 800 U.S. dollars.

　　保险费总共是800美圆。

　　The cover paid for will vary according to the type of goods and the circumstances.

　　保险费用按照货物类别的具体情况会有所不同。
　　The rates quoted by us are very moderate. Of course， the premium varies with the range of insurance.

　　我们所收取的费率是很有限的，当然，保险费用要根据投保范围的大小而有所不同。

　　According to co-insurance clauses， the insured person must pay usually 20 percent of the total expenses covered.

　　根据共同保险条款，保险人通常必须付全部费用的百分之二十。

　　The insurance rate for such kink of risk will vary according to the kind.

　　这类险别的保险费率将根据货物种类而定。

　　Insurance brokers will quote rates for all types of cargo and risks.

　　保险经纪人会开出承保各类货物的各种险别的费用。

　　Can you give me an insurance rate？

　　您能给我一份保险率表吗？

　　Could you find out the premium rate for porcelain？

　　您能查一下瓷器的保险费率吗？

　　You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited

　　to your needs.

　　你不仅要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。

　　Words and Phrases

　　insurance expense 保险费

　　premium rate 保险费率

　　premium 保险费

　　insurance rate 保险费率表

　　insurance proceeds 保险金（保险收入）