3.24
Three point twenty-four
Three twenty-four

1245
Twelve forty-five.
One thousand two hundred and fourty-five
Twelve hundred and forty-five

12.87$
Twelve dollar and 87/100 only

1/2
One half.
One over two

4:05
Five past four
Four o five

123456789
One hundred twenty three million, four hundred fifty six thousand seven hundred eighty nine.