Identity Theft
身份窃取
Identity theft is considered one of the top crimes in the United States.
身份窃取被认为是美国最严重的罪行之一。
Identity thieves steal personal information.
盗窃者窃取个人信息，
They collect Social Security numbers, banking records and telephone numbers.
搜集社保账号，银行记录以及电话号码，
They use this information to request loans or get credit cards in the name of the victim.
然后利用这些信息以受害者的名义申请贷款或办理信用卡。
Victims of identity theft can spend years attempting to re-establish their financial history and good name.
受害者可能要花几年的时间去重新建立起自己的财务纪录和信用；
Some have been denied jobs or arrested for crimes in which they were not involved.
有些受害者还会因此找不到工作或被冤枉被捕。
Identity thieves use several methods to get what they need.
盗窃者常不择手段以获得自己想要的信息。
They may trick people into giving personal information over the telephone.They also may steal documents containing such information.
他们可能通过电话从受害者那里骗取个人信息或盗取包含这些信息的文件。
American lawmakers will consider plans to increase supervision of companies that collect personal information.Several plans have been proposed to help individuals whose personal information was stolen.
如今，美国立法者有意加强对收集个人信息的公司的监督管理，现已提出几个方案帮助那些丢失个人信息的人。
Another proposal would let Americans halt any investigation into their financial history without their permission.
另一项提议则要求停止任何未经允许的个人过去财务状况的调查。