Money is to our life what blood is to ourbody. In the world today, nobody could live without money. Accordingto arecent survey conducted by one authoritative information corporation, anestimated 67% of college studentsin Beijing, Shanghai, Chengdu, Wuhan, and est.think saving money is a good habit. On the contrary, the rest are convincedthat spending tomorrow's money is better. As far as I am concerned, savingmoney best suits me andrenders me the greatest enjoyment.

Admittedly, spending tomorrow's money, as advocatedby many, has its active role to play in our economic life.It can spur peopleto make more money to enjoy life. And consumerism brought about by this trendcan of course do a great deal to drive forward our economy.

However, there are numerous merits forsaving money. First things first, saving money is a preparation for a securedlife. The best way to secure a safe and sound life and be free from poverty,want and anxiety about future is, of course, in current situation, to have acertain amount of money in hand. In our daily life, various things unexpectedand emergent may fall upon us. In these cases, if we have savings, we canmanage to overcome these crises more easily. In addition, money dissipating andluxurious life can weaken us. By contrast, just as Albert Einstein put it,"a simple and unassuming life is good for everybody, physically andmentally."

By and large, why so many people advocatespending tomorrow's money and so many exclaim the dogma is beyond myunderstanding. It seems that it can bring us nothing but anxiety and moreuncertainty about our life, while saving for the rainy day, a fine tradition ofChinese nationality, can provide us with the greatest security andthe bestsatisfaction of life.