5.The middle class have things, the rich have money
5.中产阶级看重实物，富人看重资金
"Too many people spend money they haven't earned, to buy things they don't want, to impress people that they don't like."--Will Rogers
太多人用没挣到的钱来买他们不想要的东西，为让他们不喜欢的人另眼相看。--威尔·罗杰斯

Back to the fancy cars and big houses. That's where much of the middle class spend their money. Drive through a middle class neighborhood and you will usually see brand new cars, expensive landscaping and high-dollar homes. The rich understand that to become wealthy, you have to want money more than you want things. If you keep buying things, your money will keep going with them. It's funny how that works. For example, Warren Buffett still lives in the same home he bought in 1958. And he only paid $31,500 for it. Stop buying things and start focusing on keeping, saving and investing the money you earn. If you are a shopaholic, start shopping for assets. Become interested in investing, then look for bargains on stocks and businesses instead of shoes and electronics. That being said, it's not all about saving your money.
回到豪车和大房子上吧！这是很多中产阶级花钱的地方。穿过他们的街区，经常会看到豪华的私家车，名贵的景观,奢华的房子。富人知道：要想变得富有，你对金钱的渴望要大于对实物的渴望。如果你一直买东西，你的财富就会随东西而去。财富的这种运作方式很有趣。比如，沃伦·巴菲特至今仍然住在他于1958年买的那所房子里。当时他只花了31500美元。不要再买大量的东西了，要开始注重储蓄、节约和投资你赚的钱。如果你是一个购物狂，就开始购买资产吧。变得对投资感兴趣，然后寻找有利可图的股票和生意，而不是鞋子和电子产品。常言道，存钱并不是富有之道。

4.The middle class focus on saving, the rich focus on earning
4.中产阶级关注存钱，而富人关注赚钱

"Your greatest asset is your earning ability. Your greatest resource is your time."--Brian Tracy
"你最大的资产是你赚钱的能力，你最重要的资源是你的时间。"--博恩·崔西
"If you would be wealthy, think of saving as well as getting."--Benjamin Franklin
"如果你变富有了，在存钱的同时不要忘了赚钱。"--本杰明·富兰克林
Saving is important. Investing may be more important, but earning is the foundation of both. You understand that you need to save and invest, but to really achieve extravagant goals with them, you need to earn more. The rich understand this and work on creating more avenues to earn and earning more with the avenues they have. If you really want to become rich, work on your earning ability, not your saving ability.
储蓄很重要，但投资也许更重要，而赚钱则是两者的基础。你充分理解储蓄和投资的重要性，但是要真正地达到宏伟的目标，却需要你通过储蓄和投资去赚更多的钱。富人们知道这样的道理，所以致力于创造更多的收入，并在这些收入的基础上赚更多的钱。如果你想真正地变富，发挥你赚钱的能力，而不是你存钱的能力。

3.The middle class are emotional with money, the rich are logical
3.中产阶级感性对待金钱，而富人则理性对待。

"Only when you combine sound intellect with emotional discipline do you get rational behavior."--Warren Buffett
"只有当你把理智和情感的自律性结合起来，你才是一个理性的人。"--沃伦·巴菲特
Steve Siebold interviewed over 1,200 of the world's wealthiest people over the past 30 years for his book "How Rich People Think", and according to him there are more than 100 differences in how rich people look at money compared to the middle class. One of the key differences he found was that the middle class see money through the eyes of emotion, but the rich see money through the eyes of logic. Making emotional financial decisions will ruin your finances. Warren Buffett explains that investing has much more to do with controlling your emotions, than it has to do with money. Emotions are what cause people to buy high and sell low. Emotions create dangerous business deals. Leave emotions out of this and turn to logic.
史蒂芬·西伯德为了写作《富人是如何思考的》，在过去的30年里采访了1200个世界上最富有的人。据史蒂芬所言，富人和中产阶级对于金钱的观点之间有上百个差异点。而其中一个关键不同之处在于，中产阶级一般从情感的角度看待金钱，但富人却从逻辑的角度来看待。冲动的决定会毁了你的财务状况！沃伦·巴菲特解释说，投资的重点在于控制你的冲动，而并非你有多少钱。冲动会让人以高价买入，以低价卖出，导致危险的交易。所以舍弃冲动，回归逻辑吧！

2.The middle class underestimate their potential, the rich set huge goals
2.中产阶级低估了自己的潜力，而富人则把目标设的很高

"Set your goals high, and don't stop till you get there." --Bo Jackson
把你的目标设定高些，然后不要放弃,直到你成功为止--博·杰克逊
The middle class set goals. Sometimes. It's the capacity of the goals that differ from the middle class to the rich. The middle class set safe goals that are easily obtainable. The rich set goals that seem impossible, difficult or crazy. But they know they are achievable. It all comes back to having the proper mindset. When you're setting your goals, ask yourself if they could be bigger. Ask yourself if that's really all you can do or if you can do more. I think you can do more.
有时，中产阶级也会设定目标。但他们所设定的目标却缺乏潜力，这也使富人与中产阶级产生了区别。中产阶级设立安全且很容易实现的目标。富人则设立那些看起来不可能的，困难的，甚至疯狂的目标，但是他们知道他们可以实现，这来自于他们拥有适当的心态。当你设立目标时，问下你自己，是否可以把目标定得更高些，问一下自己，是否这些就是你所能做到最好的，或者，也许你可以去做更多。我想你可以做的更多。

1.The middle class believe in hard work, the rich believe in leverage
1.中产阶层相信努力工作，富人则相信手段

"It is much easier to put existing resources to better use than to develop resources where they do not exist."--George Soros
比起发现不存在的资源，更好地去利用现有的资源来的更容易--乔治·索罗斯
Hard work is a necessity. For all of us. If you want to reach the top (whatever that may be for you), you've got to put in the work. The problem is that hard work alone will rarely make you rich. You can't become rich by doing it all yourself. You have to use leverage to truly become rich and stay that way. Leverage works in many ways, from outsourcing to investing. The more leverage you can incorporate, the more time you will free up to work on the things that really matter in your business and your life. Some differences between the middle class and the rich are vast, while others may seem simple and minor. The fact is that if you want to become rich, you have to think like the rich and do the things the rich do.
对于我们而言，努力工作是必需的，如果你想要达到巅峰，就应该全身心投入工作。问题在于，单凭努力工作很难让你变得富裕。你不能仅仅通过你自己而变得富裕，你需要通过其他手段去实现真正富有并且保持这一状态。手段包括很多种，从外包到投资。你所掌握的手段越多，你就可以从工作中释放出更多的时间去解决你生活和工作中真正重要的事情。中产阶层和富人之间有一些区别是巨大的，同时也有一些区别看起来很简单、细微。事实就是，如果你想变得富有，你就需要像富人一样去思考，像富人一样去做事。

审校：张茜 编辑：listen 来源：前十网