汉译英试题训练

请将下面这段话翻译成英文：

如果你初次接触投资，你可能没有足够的资金，一只股票可能就用尽所有的资金。投资单位信托基金是其中一个分散投资的方式，而投资一个单位通常只需1元左右。负责管理基金的专业经理会集合许多投资者的资金，组成一个风险分散的投资组合。 投资者也可借这个途径投资于其他地区，如欧洲基金和亚太基金，或是投资于不同的资产，如包括股票基金、债券基金和货币基金的雨伞基金。

翻译及详解

参考翻译

If you are a first-time investor,you may not have much funds at your disposal.The purchase of one stock alone could utilize the bulk of your investible savings.One way to diversify is to invest in unit trusts which usually cost about 1 per unit when launched.These unit trusts are investment portfolios managed by a professional fund manager.As the fund manager pools the funds from many investors,he can invest in a diversified portfolio that offers risk.Unit trusts may also enable investors to diversify across regions,e.g.a European fund paired with an Asia Pacific Fund,or between assets,e.g.investing under an umbrella fund in an equity fund,a bond fund and a money market fund.