A: Hello again. Have you come to a decision?
您好！又见面啦。您决定了吗？
B: I'm still not sure about these "Visible" Certificates. What's the real difference, except the amounts available?
我仍然不明白这些"凭证式"的国债。除了可以看到数额之外，还有什么不同之处？
A: Visible Certificates are registered and the holders of these can report any loss directly to the bank. Also, they can be cashed in advance, before the maturity is up.
凭证式国債是记名式的，持有人可以直接向银行挂失。此外，此种国债可以在到期之前提前兑现。
B: Right. How about the Bearer Certificates? Can they be cashed before the maturity date?
好的。那么无记名式国債呢？它们能否在到期之前兑现？
A: Unfortunately, not. You see, because they are not registered, they can be bought and sold by anyone. They also can be cashed on maturity in any nationwide financial institution.
很遣憾，不行。您瞧，因为它们是不记名的，任何人都可以购买和出售。此种国債到期后，也可以在全国范围内任何金融机构兑现。
B: So, if I was strapped for cash, I could transfer it to get some money?
所以，如果我急需现金的话，可以把它转让，用它换些现金？
A: Technically, yes.
基本如此。
B: OK, I think I've got it.
好吧，我想我明白了。