Smith: Do you have our bank's credit card?
史密斯：你有我们银行的信用卡吗？
Li Tian: Yes, I have one.
李甜：是的，我有一张。
Smith: What do you think of our bank's service?
史密斯：你认为我们银行的服务怎么样？
Li Tian: I like the notice of my consumption record through short messages.
李甜：我喜欢你们通过短信提醒我消费记录。
Smith: Do you have any suggestions?
史密斯：你有什么建议吗？
Li Tian: Actually, your online bank system should be improved. It often cracks down.
李甜：实际上，你们的网上银行系统应该改善一下。它经常会崩溃。