阅读训练

Question 61 to 65 are based on thefollowing passage.

When we talk about Americans barely intoadulthood who are saddled with unbearable levels of debt.the conversation isalmost always about student loan debt. But there’s a growing body of ?suggesting that today’s young adults are also drowning in credit card debt—and that many of them will take this debt to their graves.
More than 20% overspont their income by more than $100 every single month. Since they haven’t built up theircredit historios yet,it’s a safe bet that these young adults are paying relativelyhigh interest rates on the resulting credit card debt.

注意：此部分试题请在答题卡2上作答
61.What is the main ider of the first paragraph?
A) Many young Americans will never be ableto pay on their debts.
B) Credit cards play an increasinglyimportant role in college lift.
C) Credit cards are doing more ? than studentloans.
D) The American credit card system isunder cnticism.

62.Why do young people have to pay a higherinterest on their credit card debt?
A) They tend to forget about the deadlines.
B) They haven’t developed a ? history.
C) They are often nabte to pay sack intime.
D)They are ? in managing money.

63.What is said to be the consequence ofyoung adults relying on credit cards to make ends meet ?
A) I will place an unnecessd on society.
B) It will give their to work hard.
C) It will exert psy pressure on them.
D) It will affect their future spendingpower.

64 What will happen to young adults iftheir credit card debt keeps accurnufating a lucia dunn?
A．They will have to pay anincreasthgly higher interest tate.
B．They may experience a crisis intheir old age.
C．Their quality of lift will toaffected.
D．Their credit way be cancelled.

65 what does Lucia Dunn think might be diskfor the credit card issuing banks?
A．They go bankrupt as aover-lending
B．They lose la
C．Their client
D．Their interest ratcs have to bereduced now and then.
参考答案
61. A) Many young Americans will never be able to pay off their debts.
62. B) They haven't developed a credit history.
63. D) It will affect their future spending power.
64. B) They may experience a financial crisis in their old age.
65. C) Their clients leave their debts unpaid upon death.
参考总评

【点评】
本文出自Time的Business & Money板块，原文标题为Today’s Young Adults Will Never Pay Off Their Credit Card Debts。可以说这篇阅读一出，再一次印证了Time以及经济类文章一直是四级出题老师的宠儿。
该篇的话题并不为考生所陌生，全文围绕“现今的年轻人或许永远无法偿还清信用卡借款”展开，用一个个事实为大家陈述了这个猜测的理由。例如年轻人依赖信用卡，长此以往下去，即使到了他们赚钱能力最强的年纪，也会成为扯人口消费力后腿的人群。而且据Lucia Dunn教授称，这些年轻人在老年将会面临经济危机。
从考题来看，除了61题为段落的主旨大意题外，其余都是常见的事实细节题。同学在做题时可以根据问题中的关键词定位到原文的段落，如63题的relying on，64题的Lucia Dunn等都可以直接帮助考生快速找到答案所在的段落。另外，由于我们说经济类文章几乎年年出现在四级试卷中，考生不妨多多接触此类题材，并积累相关的词汇，为自己的阅读得分做好充足的准备