1.living wage 基本生活工资
例句：Each laid-off worker can receive a living wage.
每个下岗工人可领取基本生活费。

2.loan portfolio 贷款组合
例句：The course will be particularly useful for experienced staff with day-to-day administrative responsibility for loan portfolios.
对从事贷款组合业务日常管理的有经验的员工来说，这门课程特别实用。

3.loans department 信贷部
例句：This course looks at the administrative functions of a bank's loans department.
这门课程针对银行信贷部的管理功能。

4.local agent 当地代理商

5.local adaptation 本土化
例句：Potential risk refers to the degree of local adaptation required.
潜在风险指本土化要求程度。