第903期:穷人银行(3)
日期:2022-08-03 10:37

(单词翻译:单击)

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Over the next year, all of the women paid Yunus back.

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在接下来的一年里,所有的女人都把钱还给了尤努斯X4kC;8j~=^,~%K%

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And that was the start of the Grameen Bank.

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这就是乡村银行的开始WjLW2hTGOEng2eWZh|i

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Today, the Grameen Bank loans money to over 6 million people.

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如今,乡村银行向600多万人提供贷款5B=.m+~8EK-h

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97 percent of them are women.

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其中97%是女性F+^WMsr8PH0%k(3g7h

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Grameen means “village” in the Bengali language.

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Grameen在孟加拉语中的意思是“乡村”Ick%61_JL&~v

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Many people in Bangladesh live in rural villages outside of cities.

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孟加拉国的许多人住在城市以外的农村Ug5mIwte-C,er

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These people are some of the poorest of the poor.

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这些人是穷人中最穷的一部分人uyhQ|u[!A]

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Many of them work hard every day just to survive.

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他们中的许多人每天都在努力工作,只求能生存下去.CG~**A5_XNo7!iJ~

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They have no extra money.

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他们没有多余的钱]!!p.xlto3#fW#

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And because rural Bangladeshis have no money, many banks will not give them loans.

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由于孟加拉农村人没有钱,许多银行不会给他们贷款iKG71K,Yen%|FuW_l

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Except for Grameen Bank.

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除了乡村银行UKD8&*w)QLMAj%1

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Grameen loves to give loans to poor Bangladeshis.

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乡村银行喜欢给贫穷的孟加拉人贷款]2q)ZEcKAS-dLgRl!b

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The people at Grameen believe that giving loans to poor people is a great idea.

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乡村银行的人认为,给穷人提供贷款是一个很好的想法O,YDPq76K[7q!

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So, not only does Grameen offer loans to the poor, but they most often give loans to poor women.

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因此,乡村银行不仅向穷人提供贷款,而且他们最常向贫困妇女提供贷款RR*b%yMDt~5

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Women can use the loans to help their families.

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妇女可以用这些贷款来帮助她们的家庭xprIS=HxzdYFjowp

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Grameen Bank believes that loans can help women and their families get out of poverty.

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乡村银行认为,贷款可以帮助妇女及其家庭摆脱贫困exm^lxQT103~eMeD

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Grameen Bank is a microfinance bank.

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乡村银行是一家小额信贷银行Xc(kJnxn#QMf|httDfP]

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Microfinancing works like this.

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小额信贷的运作方式是这样的o]=rS0+&N&JZU%o,iL!

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A person can go to the bank with a business idea.

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一个人可以带着一个商业想法去银行d;^vrf(G%Zs0RnApxtc

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She can ask the bank for a small loan, usually under one hundred dollars.

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她可以向银行申请小额贷款,通常不超过100美元fVZ[G5)YQR

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She can use that money to start her small business.

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她可以用这笔钱开始自己的小生意%Ozf=O4Cy#%HA9;~

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She buys all the materials that she needs.

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她可以买所需的所有材料r_GGOmxaqm(|+C~

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When she sells her goods, she can keep all of the money.

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当她卖掉她的商品时,她可以留下所有的钱]=EG.|-@!Cj)A.v

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When she has made enough money, she can repay the bank and still have money left.

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当她赚到足够的钱时,她可以还给银行,同时还能存下些钱]]oFdWPE.EA+;hB(d|

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With this money she can continue the business on her own.

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有了这笔钱,她可以继续自己做生意了c_p=T@eIjd-26&

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People who use the loans must pay a little interest.

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使用贷款的人必须支付一点利息K.4gE3U-=ScxH

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Having to pay interest helps people make wise money decisions.

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支付利息可以帮助人们做出明智的理财决定t_Clhy=1NEk~y

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It makes them work hard to repay the bank.

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这让他们努力工作来偿还银行的贷款&kNwkQMYTnTO=

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And, the interest helps the bank give more and more people loans.

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而且,利息帮助银行给越来越多的人提供贷款3CbvvORN4MNQ8(xFaj~

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