Bill: What are you watching?
Susan: I’m watching a really interesting TV program. It’s about how to make a lot of money quickly and easily.
Bill: Are you watching an infomercial? Those things are scams! You should know better than to fall for some get-rich-quick scheme.
Susan: This isn’t a scam. This program is about how make money with no capital. All I have to do is to get other people to sell these products and I’ll get a cut of the profits.
Bill: That sounds like a pyramid scheme. Only a few people at the top make money, while all of the other people lose their shirts.
Susan: It doesn’t seem like a fraud to me. Sit down and watch for a minute and you’ll see all of the testimonials from people who have used this system and who have struck it rich. It may really work.
Bill: There’s a sucker born every minute. How much do you have to pay to learn the secrets to this system?
Susan: It’s only $179.95, and I can pay in monthly installments. The program comes with a step-by-step book and video on how to get started.
Bill: I think you’re wasting your time. I can think of a lot of things I’d rather spend $179.95 on.
Susan: That’s your prerogative. Don’t come to me later when I’m a millionaire and you want my business advice.
Bill: Don’t worry. That will never happen.