借款人还钱函

February 4, 2006
Dear Timothy,
Sorry for the delayed reply. I apologize for the delay in returning your money. There have been some complications. The company I have been doing business with suddenly went bankrupt, taking my investment with it. As a result, I have no cash on hand to pay you back.
I appreciate your offer to let me pay you in installments. However, I must ask you to give me a little bit more time. If you give me till the end of March, I’ll be able to return the entire principal to you with the interest I promised as well. Thank you for your understanding.
Sincerely yours,
Harry Smith

亲爱的提摩西：
对不起延缓回你的信。我为耽搁还你钱向你道歉。因为有些复杂的事情发生了。一直和我做生意的那家公司突然破产，并把我的投资拿走了。结果，我手头就没有现金可还你了。
谢谢你提议让我分期付款还你钱。然而，我必须要求你再给我一点点时间。如果你给我到三月底的时间，我就能够把全部的本金和我答应给你的利息一并奉还。谢谢你的谅解。
哈利‧史密斯　敬上
2006年2月4 日

字词解说：

1.reply 回复
例：He hasn;t replied to my letter yet.

2.apologize 道歉
apologize for ... 为...而道歉
例：tony apoloqized for wrongfully accusing Jenny.

3.complication 复杂的事

4.do business with .. 与..做生意
例：I wouldn't recommend doing business with that guy.

5.investment 投资
invest 投资
例：A typhoon struck the island. As a result,the concer had to be cancelled.

6.As a result 结果，

7.cash 现金

8.on hand 手头上
例：Do you have any money on hand?

9.appreciate 感谢
例：we all appreciate your help very much.

10.offer 提议

11.as well 另外也
例：professor clinton speaks Japanese,and chinese as well.