Welcome to the Voice of America’s “News Words”, where we teach you about words in the news.
欢迎收听美国之声“新闻词汇”，在这里我们会教您新闻中的词汇。
Owning a home in the United States often is called the American dream.
在美国，拥有一个房子被称为美国梦。
And when Americans talk about buying a home, they usually use this word: mortgage.
当美国人谈起买房子，他们通常用这个词：抵押贷款。
And while mortgage rates have risen, homebuyers can take heart, they’re still historically low.
即使按揭贷款率上升，购房者还是要有信心，因其仍为历史低点。
Unless people pay cash for a house, they usually establish a “mortgage,” and make regular payments on the property.
除非是现金买房，人们通常会进行“抵押贷款”，并定期为此财产还款。

Each month, they give a bank or the property owner a set amount of money until the loan is paid.
在贷款还清之前，他们每月支付银行或业主一定数额的款项。
Most Americans have 30 year mortgages on their homes.
多数美国人的房屋有三十年的抵押贷款。
Now, when you hear the word “mortgage”, your English will be good enough to know what this News Word means.
现在，当你听到“抵押贷款”这个词，你的英文程度就足以明白这个新闻词汇是什么意思了。