One of the reasons the rich get richer, the poor get poorer,

富人之所以越来越富，穷人之所以越来越穷，

and the middle class struggles in debt is because the subject of money is taught at home,not in school.

中产阶级之所以总在债务泥沼中挣扎，其主要原因之一在于他们对金钱的观念不是来自学校，而是来自家庭。

Most of us learn about money from our parents.

我们中的绝大多数人是从父母那里了解钱是怎么回事的。

So what can a poor parent tell their child about money?

贫困的父母怎么能教孩子钱是怎么回事呢？

They simply say Stay in school and study hard.

他们只会简单地说，“在学校里要好好学习”。

The child may graduate with excellent grades

结果他们的孩子可能会以优异的成绩毕业，

but with a poor person's financial programming and mind-set.

但同时也秉承了贫穷父母的理财方式和思维观念-

It was learned while the child was young.

因为这些观念在孩子很小的时候就开始形成了