地道美语听力播客:买车保险 Buying Car Insurance
日期:2011-11-04 09:09

(单词翻译:单击)

情景对话
Agent: Hello, Krashit Insurance.

Jackie: Hi, I wanted to get a quote for car insurance.

Agent: Sure, I can help you with that. I assume you want liability insurance, but what other coverage would you like to get?

Jackie: Umm…I’m not sure. This is my first car.

Agent: In that case, let me make a few suggestions. You’ll definitely want collision insurance. It pays to fix your car if you hit another car or run into something.

Jackie: Okay, sure, I want that.

Agent: You’ll also want comprehensive insurance. It pays for damage to your car.

Jackie: How’s it different from collision insurance?

Agent: Well, it pays for damage to your car that’s not a result of an accident, like in the case of theft, weather damage, or vandalism.

Jackie: Okay, I want that, too.

Agent: You’ll want property damage insurance to pay for damage you cause to someone else’s property. On top of that, you’ll want uninsured motorist insurance in case the other driver doesn’t have insurance or doesn’t have enough insurance to pay for the damage to your car.

Jackie: Umm…I guess I’ll take that, too.

Agent: And I don’t think you can do without medical payments insurance. It pays for your medical bills and those of your passengers in case of an accident. Should I get you a quote for all of this coverage?

Jackie: Why don’t you hold off on that? I’m not sure how I’m going to pay for all that and buy gas, too!
词汇注释

quote n.报价

assume v. 以为; 认为

liability insurance 责任保险

coverage n. 保险项目

collision insurance 碰撞险

run into 撞到; 偶遇

comprehensive insurance 综合保险

in the case of theft 如果车被偷

vandalism n.恶意破坏

property damage insurance 财产毁损保险

on top of 除…之外

uninsured motorist insurance 对方开车人未上保险的保障险

medical payments insurance 医疗赔付保险

hold off 拖延
参考译文

Agent: 你好,这是Krashit保险。

Jackie: 你好,我想要一份上汽车保险的报价。

Agent: 当然可以,我可以帮你弄到报价。我认为你想要了解“责任险”,你还想要其他保险项目的报价吗?

Jackie: 我不确定,这是我买的第一部车。

Agent: 那样的话,我给你提一些建议。你一定得上”碰撞险”,如果你撞了别的车祸事撞到东西,保险会付给你修车的费用。

Jackie: 好吧,我想要那个保险的报价。

Agent: 你也会想要“综合保险”,如果你的车受到了损坏会受到赔偿。

Jackie: 那同”碰撞险”有什么区别?

Agent: “综合保险”赔偿那些不是由于车祸导致的损失,比如车被偷,车受到天气损害或是车被恶意破坏。

Jackie: 好的,我也想那个报价。

Agent: “财产毁损保险”会赔偿你给别人造成的经济损失。除此之外,你也会想要“对方开车人未上保险的保障险”,如果别的司机未上保险或是没有足够的保险金来赔偿你车的损失,这种保险会给你补偿。

Jackie: 我想我也想要那个报价。

Agent:我想你也得有“医疗赔付保险”,如果发生事故,这种保险会支付你和其他乘客的医疗费用。我给你一份包含这种保险在内的所有保险的报价?

Jackie:你为什么不待会儿再给我报价单?我不确定我能支付起所有的保险,而且还要买汽油。

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重点单词
  • propertyn. 财产,所有物,性质,地产,道具
  • quoten. 引用 v. 引述,举证,报价
  • assumevt. 假定,设想,承担; (想当然的)认为
  • insurancen. 保险,保险费,安全措施
  • liabilityn. 责任,可能性,债务,不利因素,倾向
  • collisionn. 碰撞,冲突
  • vandalismn. 故意破坏,故意破坏(艺术或公物等)的行为
  • comprehensiveadj. 综合的,广泛的,理解的