地道美语听力播客:谈论退休计划 Retirement Plan
日期:2011-10-26 15:52

(单词翻译:单击)

情景对话
Paulina: Did you get your Social Security statement? I just got mine in the mail. If I keep working at this rate for the next 20 years, between Social Security and my savings, I should be sitting pretty for retirement.

Carlos: Yeah, I should be okay when I retire, too. I’ve been contributing to a 401(k) through my work for years, and my company gives a matching contribution.

Paulina: Really? I never bothered with a 401(k).

Carlos: A 401(k) really adds up over time. I also have an IRA, which is tax-deferred, and I have my money in a portfolio that is split between stocks and bonds. All of these investments are for the long haul, of course. How about you? What’s your retirement plan?

Paulina: I have money stashed away in a nice little nest egg.

Carlos: Where do you have your money invested?

Paulina: It’s safe and sound, don’t you worry.

Carlos: You make it sound like you have it stashed under your mattress.

Paulina: A mattress is a very safe place for your money!

词汇注释

social security 社会福利

savings n.储金; 积蓄

sit pretty 处于极有利的位

retirement n.退休

401(k) 美国一种退休金储蓄

matching contribution 相应的回报

add up 加起来

IRA 美国个人退休帐户

tax-deferred adj.暂缓征税的

portfolio n.股份单

split v.分开

stock n.股票

bond n.债券

long haul 相当长的一段时间

stash away 存放, 藏起来

nest egg 储蓄,储备金

invest v.投资

safe and sound 安然无恙
参考译文
Paulina: 你收到社会福利通知了吗?我刚刚收到邮件通知,如果我像i按照这样在工作20年,加上社会福利和我的存款,退休时我的状况会相当不错。

Carlos: 我退休时应该也还行。我工作了很多年已经攒了很多退休金,而且我的公司给了我相应的报酬。

Paulina: 真的吗?我从来没存过401(k) 退休金。

Carlos: 401(k) 退休金按时间累加起来。我也有个人退休帐户,那是暂缓征税的。我在股票和债券中也投了钱。这些投资都是长期的。你呢?你的退休计划是什么样的?

Paulina: 我把钱稳当地存了起来。

Carlos: 你把钱投资在那些方面了?

Paulina: 钱 安然无恙,别担心。

Carlos: 听起来你好像把钱藏在床垫底下。

Paulina: 床垫底下存钱很安全。


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重点单词
  • bondn. 债券,结合,粘结剂,粘合剂 vt. 使结合,为 .
  • socialadj. 社会的,社交的 n. 社交聚会
  • mattressn. 床垫
  • portfolion. 文件夹,作品集,证券投资组合
  • splitn. 劈开,裂片,裂口 adj. 分散的 v. 分离,分
  • statementn. 声明,陈述
  • stockn. 存货,储备; 树干; 血统; 股份; 家畜 adj
  • contributionn. 贡献,捐款(赠)
  • securityn. 安全,防护措施,保证,抵押,债券,证券